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the Affordable Care Act (Obamacare) explained: impact on the US healthcare system \u0026 current status
นอกจากการดูบทความนี้แล้ว คุณยังสามารถดูข้อมูลที่เป็นประโยชน์อื่นๆ อีกมากมายที่เราให้ไว้ที่นี่: ดูความรู้เพิ่มเติมที่นี่
hey all! I’m Sabrina, an incoming firstyear medical student at the University of Chicago and a health policy researcher (concentrating on health equity and delivery system reform.)
I received a few requests for an overview of the Affordable Care Act (ACA) or Obamacare so that’s what we’re doing today! in this video, I review how the ACA has changed the U.S. healthcare system, why the ACA is so controversial, and the consequences of the numerous legal and legislative challenges to the ACA. if you’re looking for a broader introduction to the U.S. healthcare system, check out my first health policy video here: https://youtu.be/F9C9im5XbG4
timestamps:
0:48 what the affordable care act does: an overview
1:08 payment and delivery system reform
2:04 expanding healthcare coverage
3:47 expanding medicaid
5:05 large employer mandate
5:32 individual mandate
7:10 why the ACA is controversial
8:37 legal and legislative challenges to the affordable care act
8:48 Supreme Court cases Florida vs. US Dept. of Health \u0026 Human Services, National Federation of Independent Business v. Sebelius
10:07 Republican American Health Care Act of 2017
sources mentioned:
0:25 the U.S. healthcare system explained: a health policy primer https://youtu.be/F9C9im5XbG4
1:49 Health Affairs article on the ACA’s delivery system reforms https://www.healthaffairs.org/do/10.1377/hblog20200312.516650/full/:~:text=The%20ACA%20included%20a%20number,fee%2Dfor%2Dservice%20system
1:55 my explanation of valuebased payment and payment reform (timestamp 9:48) https://youtu.be/F9C9im5XbG4?t=588
2:15 2010 uninsurance rate https://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201106.htm:~:text=Lack%20of%20health%20insurance%20coverage,In%202010%2C%20the\u0026text=Among%20adults%20aged%2018%E2%80%9364,time%20of%20interview%20in%202010
3:00 2018 uninsurance rate https://www.census.gov/content/dam/Census/library/publications/2019/demo/p60267.pdf
3:05 The ACA’s impact on uninsurance rates https://www.kff.org/reportsection/theuninsuredandtheacaaprimerkeyfactsabouthealthinsuranceandtheuninsuredamidstchangestotheaffordablecareacthowmanypeopleareuninsured/
6:52 Vox video on the individual mandate https://www.youtube.com/watch?v=D8n8gYVdThg
8:15 cost of Medicaid expansion balanced by reduced costs in other areas https://www.commonwealthfund.org/publications/issuebriefs/2020/may/impactmedicaidexpansionstatesbudgets
8:48 summary of Supreme Court decision on Florida v. US DHHS and National Federation of Independent Business v. Sebelius https://www.oyez.org/cases/2011/11393
9:17 map of Medicaid expansion states https://www.kff.org/medicaid/issuebrief/statusofstatemedicaidexpansiondecisionsinteractivemap/
9:58 2019 premiums stable despite elimination of the individual mandate penalty https://www.kff.org/privateinsurance/issuebrief/individualinsurancemarketperformancein2019/
Retire Early 62 How Much is Obamacare Health Insurance Affordable Care Act ACA
If you retire early, how much will the Obamacare Health Insurance cost. Also known as the Affordable Care Act ACA. The cost in the video are on a monthly basis.
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Who are we? The Wisdom Investor is all about providing valuable information and education to help you with topics like Social Security, investing strategies, how much to save for retirement, when to retire, where to retire, health insurance, financial independence and more.
Website http://www.wisdominvestor.com
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How Long Will $170,000 Last in Early Retirement at 62 https://youtu.be/3NE8JbXiaFQ
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🔴Retire Early with $460K 56 Yrs How Much is Health Insurance
In this video we will explore if a 56 year old with $460,000 saved up can retire early. This person is concerned with how much health insurance will be.
Subscribe to our channel https://youtu.be/Ye2ijkO6LQ4 😃
👍 Thank you for a Thumbs Up
Who are we? The Wisdom Investor is all about providing valuable information and education to help you with topics like Social Security, investing, how much to save for retirement, when to retire, where to retire, health insurance, financial independence and more.
Website http://www.wisdominvestor.com
2021 Can I take Social Security at 62 and still work? https://youtu.be/p3LWfFy1Rs0
How is Social Security Earnings Limit Payback Calculated? https://youtu.be/xi0T15p4iw
Will My Social Security Check Increase If I Work? https://youtu.be/D0wFPi6cm7Q
What is the Social Security Break Even Age? https://youtu.be/VnvKRBTzDw
How Much Social Security If I Average $35,000 In My Lifetime https://youtu.be/uwWdehIkG40
Can I Collect Social Security Disability Insurance and Work? https://youtu.be/XYSpcDPNSSU
Best States to Retire 2021 Where to Live in Retirement https://youtu.be/AN0SUlEXf5Q
55 Years old and No Money for Retirement https://youtu.be/XNPqH85zxns
How Much Income with 400,000 Savings? https://youtu.be/bezM82g_ltk
How Much to Retire Early age 55 With 150K Savings https://youtu.be/AqwHvXJVkxg
65 Years $6,500 Retirement Savings! How Can I Retire? https://youtu.be/mPkiZFay1N0
$300,000 by 65 How Much Income Will I Have in Retirement? https://youtu.be/LH0ekQDn4o8
$400,000 At 55 Years Old and Retire Early https://youtu.be/jdttmBH9mLA
These People Will Not Get Social Security https://youtu.be/_7V6Xzqum0o
Can I Retire Early At Age 62 With $800k Retirement Savings. https://youtu.be/4bYUgfu8640
Retire Early with $460K 56 Yrs. How Much is Health Insurance? https://youtu.be/T3tDwZfLszM
How Long Will $170,000 Last in Early Retirement at 62 https://youtu.be/3NE8JbXiaFQ
$300k Retirement Savings How Much Can I Withdraw https://youtu.be/s81vSEAb_g
retireearly56yearsold retireearlyhealthinsurance healthinsuranceretireearly
How to Retire Early AND Have Health Insurance!
For those interested in learning how to retire early, there are many questions, but chief amongst concerns is what to do about health insurance! Everyone knows that you can enroll in Medicare at 65, but what if you want to retire early?
Call us at iHealthBrokers today at 8884100344. Our services are 100% Free!
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If your workplace employs more than 50 full time employees, they are required to offer health insurance and COBRA. Basically, COBRA is a way for you to keep your exact same employer sponsored health insurance for a specific period of time even after you are no longer working for your employer. You and your dependents will have a seamless transition because there is no change in insurance, unless of course you want there to be. When you enroll in COBRA, you can consider it a new open enrollment period, so if there are any changes to your insurance that you’d like to make, you can do so at that time.
Usually, you will be eligible for COBRA for a period of up to 18 months. So if you’re only retiring a little early, perhaps this is an option for you. However, COBRA can definitely be cost prohibitive. With group health insurance, your employer will cover at least 50% of your monthly premiums. With COBRA, you are responsible for the entirety of the costs plus a possible 2% administrative fee.
Another option is, of course, marketplace insurance. COBRA is only for a set period of time, so unless you are very close to Medicare age, you will need another type of insurance to bridge the gap. Marketplace insurance covers all of the essential benefits as defined by the affordable care act. You can find more information on healthcare.gov.
You can enroll in marketplace insurance during the open enrollment period which is every year from Nov. 1Dec. 15 (although many states offer an extended open enrollment period). You can use healthcare.gov to browse all of the plans available to you and filter based on your needs. You may also qualify for a special enrollment period.
Marketplace insurance provides comprehensive coverage, but when compared to employer sponsored group health insurance it can be costly. Many qualify for a tax credit which will lower your monthly premium significantly.
A good money saving option is short term medical insurance.
Positives:
They are very inexpensive compared to traditional health insurance. In fact, a healthy single person can get a plan for less than $100/month
They afford many of the same benefits as ACA plans including doctor’s visits and prescription drug coverage
You can enroll at any time
They’re not so short term. In many states, you can enroll in a plan for up to 36 months
Nationwide PPO coverage
Negatives:
If you have many or expensive preexisting conditions, they may not be ideal for you
Preexisting conditions will not be covered in the first year of a plan and may never be covered if they are expensive or difficult to treat
Pregnancy is not covered
They are not ideal for people with young children; too many doctor’s appointments
They are not offered in every state
There are also many state specific programs that you may qualify for if your income is below a certain level. You can contact your local medicaid office for more information.
If you have any further questions, please feel free to contact us here at iHealthBrokers at 8884100344 or https://ihealthbrokers.com/
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Marketplace Insurance
https://youtu.be/Ag8z1f4FeTk
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COBRA
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https://youtu.be/_X0mAdM_tc
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https://youtu.be/2q7uFSYdtUc
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5 Things About The Affordable Care Act (ACA)
Signed into law in 2010, the Affordable Care Act (ACA) increases health insurance options and provides additional healthcare rights and protections, improving access and reducing disparities. Here are five things you should know about the ACA and how it helps Americans. To learn more about how to purchase affordable, quality health insurance coverage, visit http://www.healthcare.gov.
U.S. Department of Health and Human Services (HHS) | http://www.hhs.gov
http://www.Twitter.com/HHSGov | http://www.Facebook.com/HHS http://www.Instagram.com/HHSGov
http://www.LinkedIn.com/company/usdepartmentofhealthandhumanservices
HHS Privacy Policy: http://www.hhs.gov/Privacy.html
นอกจากการดูหัวข้อนี้แล้ว คุณยังสามารถเข้าถึงบทวิจารณ์ดีๆ อื่นๆ อีกมากมายได้ที่นี่: ดูบทความเพิ่มเติมในหมวดหมู่INVESTMENT
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